Providing Expert
Loan Solutions.
Full-service mortgage brokerage providing direct lending and expert guidance throughout your entire loan journey.
We Are Your Home
Finance Specialists
As a full-service mortgage brokerage, we provide direct lending and guidance throughout the entire loan process, giving you access to many unique and affordable loans programs.
- We Focus on Legacy, Not Just Loans
- A Relationship-Driven Approach
- Beyond Mortgages: Coaching & Empowerment
- Navigate Uncertainty with Confidence
- Solutions Tailored to YOU
A Straight Forward
Loan Process
Pre-Qualification
Determine your affordable home price with provided income and debts. Get pre-qualified with a letter issued, subject to change based on financial info provided.
Loan Selection
Explore loan programs like fixed-rate, adjustable-rate, FHA, VA, USDA, jumbo, refinance, balloon, or interest-only. Choose the best program for your needs.
Loan Application
Submit a completed application and required documentation like W-2s, paystubs, tax returns, bank statements, and investment statements to processing.
Processing
We verify your application accuracy, credit report, appraisals, title commitment, and third-party information. Processors assist with additional information.
Underwriting
We submit your loan to our premier lending partner. Underwriters review the file, appraisal, survey, title commitment, and documents.
Approval & Closing
Your loan is approved and moved to closing. Closer works with title co./attorneys for closing docs and date. Title co. finalizes transaction and delivers funds for your loan!
Making Buyers Better
Our team offers workshops and community events to educate buyers and empower them with knowledge to make smart home ownership decisions and build trust. During the loan, our easy-to-use, personalized technology keeps all parties updated throughout the process to ensure there are no surprises, and to facilitate faster closes. We work for the buyer to find them the right loan at the best rate for their unique situation. After a loan is complete, we continue to stay in contact with our buyers for years because we have built a trusting relationship with them.
A Team Dedicated
To Helping You
We believe in building lasting relationships, rooted in trust and mutual respect, to ensure that we can support you throughout your home buying journey and beyond. Our team of seasoned professionals is dedicated to providing personalized service that is tailored to your specific needs and aspirations.
We have perfected the basics of home loans which has allowed us to extend other offerings including hard money and private funding options. We are licensed in Arizona, California, Colorado, Idaho, and Montana. Our culture values community over quotas and we take pride in giving back to the community we serve.
Start Your Path
to Home Ownership
Embarking on the journey to homeownership is a thrilling milestone, and at Radiant Financial Group, we’re here to guide you every step of the way.
Whether you’re a first-time buyer or looking to re-enter the market, our expert team is committed to making the process as smooth and successful as possible. We start with a personalized consultation to understand your specific needs, financial situation, and homeownership goals, ensuring our strategies are perfectly tailored to your aspirations.